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 Cost to Attend U-M

We base the cost to attend U-M (called Cost of Attendance) on an estimated student budget of of tuition/fees, housing, books/supplies and person/miscellaneous expenses assuming full-time attendance for two semesters. We develop standard budgets that are used to award financial aid. Estimated budgets for Fall/Winter and Spring/Summer terms are published annually. (Fall/Winter estimates are updated in June after tuition and fees are approved by the U-M Board of Regents.)

Apply for aid as early as possible to benefit from all available funding. Non-resident students may need additional resources such as private scholarships or loans. Our aid officers are available to help by suggesting resources, explaining aid programs and processes and assisting with budgeting issues.

In addition to the estimated budgets below, U-M offers a Net Price Calculator, designed to offer an estimate of the cost to attend U-M.  families may also want to visit our Family Profiles page, which offers examples of financial aid packages in several situations.

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ESTIMATED COSTS/BUDGETS

Estimated student budgets reflect typical "modest but adequate" expense patterns of University of Michigan students based on research conducted by the Office of Financial Aid. Enrollment level, number of completed credits, major field of study and room and board options all contribute to the determination of their costs. While actual expenses will depend on your lifestyle and level of enrollment, the estimated costs listed on this page should assist you in planning your own budget.

 FALL/WINTER 2014-2015 (September - April)

  Tuition & Fees* Housing Costs** Books & Supplies Personal & Miscellaneous Total Budget
Michigan Residents (In-State)
LOWER DIVISION
(Freshmen/Sophomores)
$13,486 $10,246 $1,048 $2,204 $26,984
UPPER DIVISION
(Juniors/Seniors) 
$15,186 $10,246 $1,048 $2,204 $28,684
GRADUATE STUDENTS $20,406 $13,504 $1,192 $4,552 $39,654
Nonresidents (Out-of-State)
LOWER DIVISION
(Freshmen/Sophomores) 
$41,906 $10,246  $1,048 $2,204 $55,404
UPPER DIVISION
(Juniors/Seniors) 
$44,848 $10,246  $1,048 $2,204 $58,346
GRADUATE STUDENTS  $40,892  $13,504 $1,192  $4,552 $60,140

Tuition and fees are based on approved rates for the 2014-2015 academic year. Tuition rates are approved each June by the U-M Board of Regents and estimated budgets are updated at that time. Tuition and fees may be higher or lower depending on a student's program of study; these estimated budgets use information from the College of Literature, Science and the Arts. Current tuition information is available through the Office of the Registrar.

* The distinction between Lower Division and Upper Division is based on the number of credit hours completed (including AP and transfer credits), not on the number of years you have attended.
**Based on the Standard Meal Plan

 SPRING/SUMMER 2014 (May - August)

  Tuition & Fees* Housing Costs Books & Supplies Personal & Miscellaneous Total Budget
Michigan Residents (In-State)
LOWER DIVISION
(Freshmen/Sophomores)
$3,295 $2,266 $262 $505 $6,328
UPPER DIVISION
(Juniors/Seniors) 
$3,713 $2,266 $262 $505 $6,746
GRADUATE STUDENTS $5,499 $3,294 $298 $1,011 $10,102
Nonresidents (Out-of-State)
LOWER DIVISION
(Freshmen/Sophomores) 
$10,108 $2,266 $262 $505 $13,141
UPPER DIVISION
(Juniors/Seniors) 
$10,817 $2,266 $262 $505 $13,850
GRADUATE STUDENTS  $11,059 $3,294 $298 $1,011 $15,662

For most programs of study these costs are for the eight-week Spring half-term (May-June) or the eight-week Summer half-term (July-August).  If you attend both terms, multiply these costs by two. Spring/Summer 2015 estimated budgets will be posted in March 2015.
* The distinction between Lower Division and Upper Division is based on the number of credit hours completed (including AP and transfer credits), not on the number of years you have attended.

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NOTES ABOUT THE BUDGETS

 TUITION & FEES

Tuition and fees are based on a full-time credit hour load, defined by the University as 12-18 credit hours per term for undergraduate students. Students who elect fewer than 12 credit hours are charged on a per credit hour basis. Those who elect more than 18 hours must pay for the additional credit hours.

For financial aid eligibility purposes, full-time for graduate students is defined as 8 credit hours per term.  Please note, however, that for tuition rate purposes, full-time for graduate students is defined as 9 credit hours per term

Rates listed here for undergraduates apply to students in the College of Literature, Science, and the Arts. Tuition and fees may be higher or lower, depending on a student's program of study. Current full- and part-time tuition and fees for all U-M Schools and Colleges are available from the Office of the Registrar.

For residency questions, contact the Office of the Registrar

See Student Financial Services for information about your U-M account, eBill, installment payment plans, and payment dates.

Students with chronic health issues that require hospitalization may be interested in the university's tuition insurance plan. For information, see the Tuition Refund Plan page of the University Health Service website.

 ROOM & BOARD

The University of Michigan Housing Office website provides detailed schedules of room and board options and rates. All residence hall room contracts require a meal plan for both fall and winter semesters.

The university residence halls offer a variety of room types and meal plans. The Office of Financial Aid uses the standard double-occupancy rate and the Standard Meal Plan rate in the budget to determine aid eligibility. However, you would pay more for a single room and less for an economy triple room and board, and your board rate will vary based on the meal plan you select.

Off-Campus Housing: The Ann Arbor community offers many options for living arrangements. The financial aid budget allows for off-campus rent, utility, and food costs up to the estimated cost for a standard double-occupancy room in a campus residence hall. However, your costs will depend on your housing arrangements and lifestyle. We suggest you evaluate carefully the costs you might incur by living off-campus.

Commuting: Students who live at home and commute to campus will reduce room and board costs significantly. The allowance for room and board in the financial aid budget for commuting students is $4,406 for the academic year to acknowledge ongoing family household expenses (food, utilities, etc.) and transportation costs.

 BOOKS & SUPPLIES

Costs vary by program, course load, and classes selected. Book and supply costs for students in the School of Art and Design, Architecture and Urban Planning, Dental Hygiene, and Business Administration are typically higher than the estimates listed here.  Contact the Office of Financial Aid for exact figures.  You may be able to reduce your costs significantly by buying used books and by using the university's extensive library and reserve book system.

 PERSONAL & MISCELLANEOUS

This category represents every other student expense--transportation, meals not covered under the standard meal contract, long distance phone calls, clothes, personal hygiene, student insurance, entertainment, etc. It is the most variable and personal component of anyone's budget. The financial aid budget allows about $67 per week. Personal spending can make or break a college budget. The most important thing is to set yourself an allowance, keep track of your expenses, and stick to your budget. Keep in mind:

  • If you live off-campus, you may save money by having roommates.
  • The four Cs -- cars, clothes, credit cards, and cell phones -- can bust your budget!
  • For information on making decisions that will help you stick to your budget, visit the College Life section of CashCourse, the U-M Office of Financial Aid's personal finance portal, or view the video below. Visit here for more information about the CashCourse website: www.finaid.umich.edu/Planning#cashcourse
     

 

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HOW MOVING OFF CAMPUS AFFECTS YOUR AID

Many students wonder how moving to off-campus housing will affect their financial aid. The good news is that your move won’t affect the amount of your aid; your budget for housing will remain the same as if you were living in a double room in a dorm.

However, when you move off campus, it will be up to you to pay your rent. Instead of having your housing costs deducted automatically from your student account, you will need to pay your rent from your refund. Be sure to plan accordingly since you will have four months’ rent to pay for the semester.

ADDITIONAL RESOURCES
  • To see an estimate of your U-M bill (current and admitted students only), select Financial Planning Calculators from within Wolverine Access.
  • U-M Tuition Refund Plan: The university offers a tuition insurance plan that may be of interest to students with chronic health issues that require hospitalization. For information, see the Tuition Refund Plan page on the University Health Service website.

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