• Students Studying Abroad
Financial aid is available for students who study abroad. The type and amount of financial aid you are eligible to receive depends upon your Study Abroad program.
If you enroll in a UM-sponsored Study Abroad program, you may apply for assistance through the Office of Financial Aid. If the program pays tuition through U-M or if you are paying course program fees to U-M that cover tuition and housing costs for your trip, you will be considered for most aid programs with the exception of some tuition-based scholarship programs. If you pay tuition directly to the host partner, you may only be eligible for federal programs such as Pell Grant, SEOG, Direct Loans, etc., but not Work-Study.
University of Michigan Grant is available to eligible U-M students during the first 10 terms of enrollment in a college or university. This includes U-M or any other institution and includes enrollment during Spring/Summer Terms. Contact the Office of Financial Aid
for more details.
Depending on the cost of your Study Abroad program, the aid you receive may not meet your full demonstrated financial need. To cover the gap, you may choose to apply for a departmental scholarship, a private scholarship, or a supplemental loan. If you have questions, contact our office.
Following is a video from U-M's Center for Global and Intercultural Study about the Global Intercultural Experience for Undergraduates program, one of many programs on campus available to U-M students:
Planning to travel? Read this
Visit the Global Michigan website for up-to-date university policies about travel planning and to download the University Standard Practice Guide and policy as it relates to students studying abroad.
Fall and Full-Year (Fall/Winter) Programs
Visit our Forms page to download these applications as they become available.
- Follow the instructions to apply for Fall/Winter aid
- Download and complete a 2015-16 Fall & Full-Year Study Abroad Financial Aid Request (form available June 1). This form notifies the Office of Financial Aid that you will be abroad for study. If you do not complete the form, you will not receive financial aid.
Winter Term-only Programs
- Follow the instructions to apply for Fall/Winter aid
- Download and complete a 2016 Winter Study Abroad Financial Aid Request (form available Nov. 1). This form notifies the Office of Financial Aid that you will be abroad for study. You must complete this form to receive financial aid.
- Download and complete a 2015 Spring/Summer Study Abroad Financial Aid Request. This form notifies the Office of Financial Aid that you will be abroad for study. You must complete this form to receive financial aid.
If you enroll in a non-UM-sponsored Study Abroad program and you expect to receive academic credit that will transfer to U-M, check first with your program to see if you may apply for financial aid as a “guest student” through the sponsoring institution.
If you cannot apply for aid through the program sponsor, you may apply for aid through U-M’s Office of Financial Aid but because you are attending a non-UM program, you will be eligible only for federal aid programs. If you have an U-M grant or scholarship and you choose a non-UM program, your scholarship or grant will be canceled for the term abroad; when you return, you must transfer your credits back to have your scholarship reinstated. (If your non-UM program is for Spring/Summer, you will only qualify for federal loans.)
If you are receiving a departmental or private scholarship, check to make sure you are eligible for the scholarship while attending a non-UM study abroad program.
Depending on the cost of your program, the financial aid you receive may not meet your full demonstrated financial need. To cover the gap, you may want to apply for a supplemental loan. For more information, contact our office.
Applying for aid: Non-UM Fall/Winter Programs
- Follow the instructions to apply for Fall/Winter aid.
- Complete a Consortium Agreement (see below). This agreement notifies the Office of Financial Aid that you will be abroad for a term or terms. If you do not complete the form, our office will not know that you are abroad and you will not receive financial aid.
- Submit the agreement 4-8 weeks before your program start date.
Applying for aid: Non-UM Spring/Summer Programs
- Complete a Consortium Agreement (see below). This agreement notifies the Office of Financial Aid that you will be abroad studying. If you do not complete the form, our office will not know that you are abroad and you will not receive financial aid.
- Submit the agreement 4-8 weeks prior to your program start date.
• WHAT IS A CONSORTIUM AGREEMENT?
Consortium agreements enable the Office of Financial Aid to process your federal aid, private scholarships, and/or private loans, even though you are not a registered U-M student during your term(s) abroad. This agreement must be completed by you, your academic advisor and/or the Office of Credit Transfer Evaluation and your Study Abroad program. You will need to obtain signatures and/or paperwork from each office and participant in the agreement. Allow 4-8 weeks to complete this process before you leave.
A consortium agreement is needed for either of these situations:
Study Abroad programs that are sponsored by institutions that have a Title IV School Code (e.g., EMU, MSU, WMU). To find out whether the institution sponsoring your program has a Title IV School Code, please visit the FAFSA website (www.fafsa.gov).
Study Abroad programs that are sponsored by an agency or foreign university (e.g., CEA, CET, ISA) that does not have a Title IV School Code.
To obtain a consortium agreement, you must meet with a financial aid officer (forms are not available online).
The following programs do not qualify for a consortium agreement:
- Programs that occur in the United States
- Semester at Sea
- Programs in which the student does not earn any credit toward his/her U-M degree
- Non-UM programs that take place in countries listed on the U.S. State Department’s list of current travel warnings. These programs require special approval before a student is eligible to receive any financial aid.
Even if the non-UM program is not listed, check eligibility with the Office of Financial Aid. If your program does not qualify, you cannot receive federal aid, private scholarships, and/or a private loan through the university. You will need to fund your study abroad program on your own.
Will I get more aid from the Office of Financial Aid if I study abroad?
You might be awarded more loans and scholarships if your program exceeds the cost of a semester at U-M. Grant funding is awarded based on a student’s Expected Family Contribution, not on the student’s educational costs.
Does the Office of Financial Aid have study abroad scholarships?
What options are there if I need my financial aid early to pay for airfare or non-UM program fees?
You may be eligible for a study abroad advance. Speak with Mike Ross or Taryn Hendershot about the qualifications and process for obtaining an advance. (Your financial aid package must be completed, including any departmental scholarships, before you may qualify.)
Can I use my current financial aid while abroad?
- For U-M programs: With some exceptions, your current financial aid (except Work-Study) can be used for study abroad. This includes grants, scholarships and loans (federal and private). The exceptions are some tuition-specific scholarships (such as the Kalamazoo Promise or DCTAG). Call us to discuss your individual situation.
- For Non-UM programs: Only federal aid and private loans can be used for study abroad. Work-Study, University of Michigan Grants and M-Pact cannot be used for study abroad with a non-UM program. If you have an institutional (U-M) grant or scholarship and you choose a non-UM program, your scholarship or grant will be canceled for the term abroad; when you return, you must transfer your credits back to have your scholarship reinstated. Check with individual schools and colleges for terms and conditions of department scholarships. (For Spring/Summer, you will only qualify for federal loans.)
If I am unable to obtain additional scholarships for my program, what other assistance is available?
You may be interested in applying for a supplemental loan. Please visit the Comparing Supplemental Loans page for information about supplemental loans.
Are global course connection (GCC), global intercultural experience for undergraduates (GIEU) and Ross Global Initiatives (RGI) programs eligible for financial aid?
Yes. Students may receive department scholarships or use federal or private loans, if eligible. Students will need to complete the Winter Study Abroad Financial Aid Request form. Students must submit an additional request to increase their loans for these programs.
Can financial aid cover my housing at U-M while I'm studying abroad?
No. Financial Aid can only be used to cover housing in one location while you are abroad.