• Students Studying Abroad
Financial aid is available for students who study abroad. The type and amount of financial aid you are eligible to receive depends upon your Study Abroad program.
If you enroll in a UM-sponsored Study Abroad program, you may apply for assistance through the Office of Financial Aid. If the program pays tuition through U-M or if you are paying course program fees to U-M that cover the tuition and housing costs for your trip, you will be considered for most aid programs (Pell Grant, University of Michigan Grant, scholarships, etc), with the exception of some tuition-based scholarship programs. If you pay tuition directly to the host partner, you you may only be eligible for federal programs (Pell Grant, SEOG, Direct Loans, etc., but not Work-Study.) Contact the Office of Financial Aid
for more details.
Depending on the cost of your Study Abroad program, the financial aid you receive may or may not meet your full demonstrated financial need.
To cover the gap between your aid and the cost of your program, you may choose to apply for a departmental scholarship, a private scholarship, or a supplemental loan.
Planning to travel? Read this
Visit the Global Michigan website for up-to-date university policies about travel planning and to download the University Standard Practice Guide and policy as it relates to students studying abroad.
Applying for aid: Fall and Full-Year (Fall/Winter) Programs
- Follow the instructions to apply for Fall/Winter aid
- Download and complete a 2015-16 Fall & Full-Year Study Abroad Financial Aid Request (form available June 1). This form notifies the Office of Financial Aid that you will be abroad for a term or terms. If you do not complete the form, you will not receive financial aid.
Applying for aid: Winter Term-only Programs
Applying for aid: Spring/Summer Programs
Note: University of Michigan Grant is available to eligible U-M students
during the first 10 terms of enrollment in a college or university.
This includes U-M or any other institution and includes enrollment during Spring/Summer Terms.
If you enroll in a non-UM-sponsored Study Abroad program and you expect to receive academic credit that will transfer to U-M, check first with your program to see if you may apply for financial aid as a “guest student” through the sponsoring institution.
If you cannot apply for aid through the program sponsor, you may apply for aid through U-M’s Office of Financial Aid but because you are attending a non-UM program, you will be eligible only for federal aid programs (Pell Grant, SEOG, Direct Loans, etc., but not Work-Study). If you have an institutional (U-M) grant or scholarship and you choose a non-UM program, your scholarship or grant will be canceled for the term abroad; when you return, you must transfer your credits back to have your scholarship reinstated. (If your non-UM program is for Spring/Summer, you will only qualify for federal loans.)
In addition, if you are receiving any departmental or private scholarships, check with your department or donor to make sure you are eligible for the scholarship while attending a non-UM study abroad program.
Depending on the cost of your program, the financial aid you receive may or may not meet your full demonstrated financial need. To cover the gap between your aid and the cost of your program, you may want to apply for a supplemental loan. For more information, contact our office.
Applying for aid: Non-UM Fall/Winter Programs
- Follow the instructions to apply for Fall/Winter aid.
- Complete a Consortium Agreement (see below). This agreement notifies the Office of Financial Aid that you will be abroad for a term or terms. If you do not complete the form, our office will not know that you are abroad and you will not receive financial aid.
- Submit the agreement 4-8 weeks before your program start date.
Applying for aid: Non-UM Spring/Summer Programs
- Complete a Consortium Agreement (see below). This agreement notifies the Office of Financial Aid that you will be abroad for a term or terms. If you do not complete the form, OFA will not know that you are abroad and you will not receive financial aid.
- Submit the agreement 4-8 weeks prior to your program start date.
• WHAT IS A CONSORTIUM AGREEMENT?
Consortium agreements enable the Office of Financial Aid to process your federal aid, private scholarships, and/or private loans, even though you are not a registered U-M student during your term(s) abroad. This agreement is completed by you, your academic advisor and/or the Office of Credit Transfer Evaluation, and your Study Abroad program. You will need to obtain signatures and/or paperwork from each office and participant in the agreement. You must allow 4-8 weeks to complete this process before you leave.
A consortium agreement is needed for either of these situations:
Study Abroad programs that are sponsored by institutions that have a Title IV School Code (e.g., EMU, MSU, WMU). To find out whether the institution sponsoring your program has a Title IV School Code, please visit the FAFSA website (www.fafsa.gov).
Study Abroad programs that are sponsored by an agency or foreign university (e.g., CEA, CET, ISA) that does not have a Title IV School Code.
To obtain a consortium agreement, you must meet with a financial aid officer (they are not available online). The officer will also give you instructions for completing the form.
The following programs do not qualify for a consortium agreement:
- Programs that occur in the United States
- Semester at Sea
- Programs in which the student does not earn any credit toward his/her U-M degree
- Non-UM programs that take place in countries listed on the U.S. State Department’s list of current travel warnings. These programs require special approval before a student is eligible to receive any financial aid.
Even if the non-UM program is not listed, check eligibility with the Office of Financial Aid. If your program does not qualify, you cannot receive federal aid, private scholarships, and/or a private loan through the university. You will need to fund your study abroad program on your own.
• WILL I GET MORE AID FROM OFA IF I GO STUDY ABROAD?
You might receive more aid in the form of loans and scholarships if your program exceeds the cost of a semester at U-M. Grant funding is awarded based on a student’s Expected Family Contribution (EFC), not on the student’s educational costs.
• DOES THE OFFICE OF FINANCIAL AID HAVE STUDY ABROAD SCHOLARSHIPS?
• WHAT OPTIONS ARE THERE IF I NEED MY FINANCIAL AID EARLY TO PAY FOR AIRFARE OF NON-UM PROGRAM FEES?
You might be eligible for a study abroad advance. Speak with Mike Ross or Taryn Hendershot about the qualifications and process for obtaining an advance. (Your financial aid package must be completed, including any departmental scholarships, before you may qualify.)
• CAN I USE USE MY CURRENT FINANCIAL AID WHILE ABROAD?
For U-M programs: With some exceptions, your current financial aid (except Work-Study) can be used for study abroad. This includes grants, scholarships and loans (federal and private). The exceptions are some tuition-specific scholarships (such as the Kalamazoo Promise or DCTAG). Call us to discuss your individual situation.
For Non-UM programs: Only federal aid (Pell Grant, SEOG, Perkins Loan and Direct Loans) and private loans can be used for study abroad. Work-Study, Michigan Grants and M-Pact cannot be used for study abroad with a non-UM program. If you have an institutional (U-M) grant or scholarship and you choose a non-UM program, your scholarship or grant will be canceled for the term abroad; when you return, you must transfer your credits back to have your scholarship reinstated. Check with individual schools and colleges for terms and conditions of department scholarships. (For Spring/Summer, you will only qualify for federal loans.)
• IF I AM UNABLE TO OBTAIN ADDITIONAL SCHOLARSHIPS FOR MY PROGRAM, WHAT OTHER ASSISTANCE IS AVAILABLE?
You may be interested in applying for a supplemental loan. Please visit the Comparing Supplemental Loans page for information about supplemental loans.
• ARE GLOBAL COURSE CONNECTION (GCC), GLOBAL INTERCULTURAL EXPERIENCE FOR UNDERGRADUATES (GIEU) AND ROSS GLOBAL INITIATIVES (RGI) PROGRAMS ELIGIBLE FOR FINANCIAL AID?
Yes. Students may receive department scholarships or use federal or private loans, if eligible. Students will need to complete the Winter Study Abroad Financial Aid Request form. Students will still need to submit an additional request to increase their loans for these programs.
• CAN FINANCIAL AID COVER MY HOUSING AT U-M WHILE I'M STUDYING ABROAD?
No. Financial Aid can only be used to cover housing in one location while you are abroad.