Financial aid for graduate students is more limited than that available to undergraduates. The majority of the graduate student aid administered by the Office of Financial Aid is in the form of loan and Work-Study programs. The U-M School of Business
, Dental School D.D.S. Program
, Law School
, and Medical School
have their own financial aid offices and/or representatives, and students should contact them directly for financial aid information.
The Office of Financial Aid administers only a few scholarship, grant, and fellowship programs for graduate students (see the U-M Office of Financial Aid Scholarship Listing
). The primary source of information about such programs is the U-M school, college, or department in which you are enrolled or plan to enroll and the Rackham Graduate School. Deadlines for graduate awards vary. Because many deadlines occur early in the academic year, it is important to obtain information and application materials as early as possible.
- Rackham Graduate School Fellowships: Rackham Graduate School administers a number of fellowships and coordinates fellowship competitions. Information on these programs, as well as a variety of departmental and non-university programs, is available from the Rackham Graduate School.
- Students should also seek out private scholarships whenever possible; see our Private Scholarships page.
Graduate students who apply for financial aid are considered for the following federal loan and Work-Study programs:
- Federal Perkins Loan
- Graduate Nursing Student Loan
- Health Professions (Pharmacy/Dental) Loan
- Federal Unsubsidized Direct Stafford Loan
- Federal Work-Study
With the exception of the unsubsidized Stafford Loan, all of these programs are awarded based on financial need. Students who don’t qualify for need-based aid may be awarded the unsubsidized Stafford Loan. For more information about these loans, please see the Loans section of this website.
Federal Work-Study is a financial aid program that provides funds for part-time jobs for undergraduate and graduate students, allowing students to earn money to help pay educational expenses. Under the Work-Study program, a percentage of students’ earnings is paid through federal funds, and the remainder is paid by the student's employer. For more information see Work-Study & Other Jobs.
Graduate students may also apply separately for private education loans.
U-M offers a payment plan that allows students to pay their bills in installments. See Student Financial Services for information about the U-M installment payment plan.
Prospective students: Complete and submit a Free Application for Federal Student Aid (FAFSA). We must receive your valid FAFSA from the federal processor no later than April 30 to consider you for aid for the following academic year. Applying before this date ensures that you will be considered for all aid programs for which you are eligible. Be sure to allow time for any corrections that might be needed to your FAFSA so we receive it in a timely manner.
Continuing students: Follow the instructions for Current Undergraduates. Click here for information about Fall/Winter terms. Click here for information about applying for Spring/Summer terms and for the required forms including the Request for Funds form.
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